NILS (No Interest Loan Scheme)

Community-based program offering eligible applicants a low income access to safe, fair and affordable credit.  Minimum of $300 up to maximum of $1,500 can be granted for essential household goods and services.

Eligible applicants must meet the following criteria:-

a)   Have a Health Care Card/Pension Card or be on low income

b)  Need to purchase an essential item for their household

c)  Have lived at the current address for at least 3 months

d)  Show willingness and capacity to repay the loan over 12 to 18 months